Coverage for water damage depends on the source of the water. Homeowners Policies cover pipe bursts, toilet overflows, hot water leaks, etc...
Homeowners Policies exclude losses caused by ground water seeping into a foundation. We offer Flood Insurance from private insurers and have a Homeowner Endorsement option to buy back coverage for Inland Flood.
Storm surges, flash flooding, river overflows and mudslides are covered losses.
Click below for a price indication on a Neptune Flood Policy.